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Debt is a major concern to many people at the moment. I hear this every day in my work. However, there are some simple steps you can take to reduce the debt burden in your life as quickly as possible and create a better life for you and your family, one where you have little or[…]

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Image of a man looking annoyed and working late - Represents that To escape the rat reace and enjoy the process you must start a business you are passionate about

The problem with debt is that you’ve already had the excitement of spending the money; now you’re faced with the pain of paying for it! It’s hard to get excited about waking up in the morning and going to work to pay for a thrill you’ve already had! If you’re in debt and you’ve had[…]

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Recently I saw someone on social media arguing that there is no difference between Lay-by and one of the ‘Pay After You Take It Home’ schemes that are very popular at the moment. They were clearly convinced that there is no difference between the two because as they saw it, you pay in instalments over[…]

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In the last few years I have learned a lot about people and money. One thing I learnt is that many people go looking for ‘the’ sexy big thing that will fix up their money mess (debt caused from spending more than they earn each week over a long period of time). This often leads[…]

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Sometimes simple things can have a major bearing on your financial outcomes in life. One major stumbling block to millions of people is ‘Emotions’. If you were to draw a line on a piece of paper and write the word Emotional at one end, at the other end you should write the word ‘Logical’. Making[…]

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Let’s look at a common misunderstanding about achieving financial success: Keeping Financial Records Over the last 4 or 5 months quite a few people have sent me information about smartphone apps that you can download allowing you to keep records of where you spent all your money. There is definitely a place for keeping financial records[…]

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Isn’t it amazing that even when you have no spare money and you receive a speeding ticket, you always find the money to pay the fine before it gets bigger. If we use this principle and reverse it, we can then say “I can save money even where I think there is none to be[…]

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I’m sure you have heard the saying “There’s more than one way to skin a cat”. I’m not sure where that saying came from but it certainly is true. Take your computer for example. You personally have ways of doing things based on your experience but I’ll bet your work colleagues and family members know different[…]

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I was driving along the freeway a few days ago when all the cars around me braked abruptly. I must have looked like I’d been fired from a cannon as I shot out in front of everyone! What caused the sudden-slow down? There was a roadside speed camera and everyone around me was having a[…]

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Did you get excited when you read the subject of this blog? If it was possible to find a guaranteed safe investment that returned more income than it cost each week (a money tree) by just Googling ‘Money Tree + your postcode’, how many would you buy? Do you think there is a bank that[…]

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