Spending Planners Institute

Spending Planning is a new industry born out of a critical need to bridge the gap between Financial Counselling and Financial Planning that specialises in providing a way forward for millions of middle income families and individuals who are feeling a real sense of frustration due to day-to-day money stress.

Based on the simple premise that people who are having difficulty making positive progress with their money goals, who feel like they are going round in circles and are stuck on a financial treadmill, will quickly find direction and a sense of relief once they are given the correct tools, training, guidance and mentoring that has never been available up until now.

Spending Planners are trained to help everyday people get off that treadmill, leave the money stress behind and start experiencing a much more gratifying lifestyle that is NOT dominated by financial pressures.

Paying down debt and accumulating a savings buffer can happen much faster than you ever thought possible when you have a Spending Planner on your team.

Spending Planners compliment the existing financial services industries and help their clients build a solid financial foundation for other service providers to build on.

The motto of the Institute is ‘Taking Families from Money Stress to Money Success’.

As a new industry we are expanding quickly. There is such a huge need right now; so many people are under money stress and in most cases it should not be that way.

We already have Spending Planners thinly spread right around MOST of Australia and we have a presence in New Zealand and the USA.

We have a lot of work to do, to help us take families into money success, so we’re recruiting and training more Spending Planners all the time.

Finance professionals who see an opportunity to add Spending Planning to their existing businesses are also training with people who have the skills and passion and who have made excellent Spending Planners.

Follow Us
HEAR FROM OUR SPENDING PLANNERS’ CLIENTS

“I had a great budget but it always seemed to lack something that I couldn’t put my finger on.  When Carolyn introduced me to the Spending Plan I realised what was missing. I now have a plan that clearly shows me the future and a GPS navigation system to get me there.”  Carolyn’s patience, time, and constant encouragement is highly valued by both myself and my wife.”

Tony & Joan

“8 months ago I owed $4,200 on credit cards. I was at least one month behind on the Telstra bill and we never ever paid our rates on time. After your program, we have paid off our credit cards. We have just paid off the rates in full before the due date. Your program is the only thing that worked for me.”  Mary S, Brisbane, QLD

“Our Spending Planner is fantastic. In short, she saved our family from financial ruin. She went above and beyond to guide us to making wise financial decisions. Carolyn is non-judgmental and has a heart for people.”  Krystle & Jason

“Some feedback on your program I purchased about 15 months ago. Well mate it is the best bloody thing since sliced bread. Every cent that comes and goes through this household goes through your program, and at ALL times we know exactly where our finances are now and for the future. Once a fortnight we just dial up the ‘Spending Plan’ and bang, it’s all there in front of you. Bloody beauty mate.” Harley and Sue

“I have struggled to pay off all my debts to the point I would max out a $25,000 credit card. I have done this 3 times. Your program showed where to find the money within my current wages to pay that debt off. This program will turn your financial state around.”  Robert J, Karama, NT